Health Plan MRI · Free self-assessment

See what your renewal
isn't showing you.

Answer 18 plain-English questions about your health plan. You'll get a score across the six areas where employers most often overpay, a directional savings range, and a written report you can share with leadership.

Start my MRI 18 questions · about 5 minutes · no documents needed

01 · The assessment

Let's take a look inside your plan.

Choose the answer that best describes your plan today. "Partly / unsure" is a perfectly good answer: not knowing is often the finding.

Step 1 of 6

Pharmacy

02 · What the MRI looks at

Six places employers overpay without knowing it.

The same areas ECG reviews in a full plan analysis, condensed into 18 questions.

  1. 01

    Pharmacy

    PBM markups, spread pricing, retained rebates, and how specialty drugs are sourced.

    Usually the fastest place to find real dollars
  2. 02

    Direct care

    Whether employees can get labs, imaging, procedures, and surgeries at transparent prices, and at $0 to them.

    Where $0 out-of-pocket care comes from
  3. 03

    Navigation

    Whether employees have a real person helping them find the best-value care, and actually use it.

    Savings only count if they get used
  4. 04

    Risk financing

    Stop-loss and captive structures, what comes back in a good year, and how large claims are spotted early.

    Unused dollars should come back to you
  5. 05

    Transparency

    Claims and pharmacy data, advisor compensation, vendor guarantees, and audit rights.

    You can't manage what you can't see
  6. 06

    Year-round management

    Whether the plan is managed all year, and whether leadership sees what's driving cost.

    Renewal is when you have the least leverage

Your answers are confidential. ECG uses them only to prepare your report and follow up with you about it.